Privacy Policy

Effective Date: April 22, 2025

1. Who We Are

Collective VFO is a virtual family office solution designed to coordinate tax, legal, insurance, investment, and legacy planning services. We facilitate professional collaboration through technology and strategy—but we do not offer licensed investment or legal services ourselves. Any such services are provided by independent, licensed professionals.

2. What Information We Collect

We may collect personal information through our website, forms, consultations, and client interactions, including:

• Name, phone number, and email address
• Mailing address or business contact details
• Financial information you choose to share (e.g., for assessments or consultations)
• Accredited investor status (if applicable)
• Information collected via cookies and web analytics tools

We do not collect Social Security Numbers, bank account access, or sensitive financial documents through this website.

3. How We Use Your Information

We use the information you provide to:

• Respond to your inquiries and schedule consultations
• Deliver personalized family office coordination services
• Improve our website, CRM, and marketing
• Communicate important updates, insights, and offers
• Comply with applicable legal or regulatory requirements

We may also use anonymized data for internal analytics and service development.

4. Sharing Your Information

We do not sell or rent your personal information. We may share your data with:

• Independent licensed professionals (e.g., CPAs, attorneys, advisors) only with your permission
• Service providers and technology partners (e.g., Zoho CRM, email platforms) for business operations
• Legal authorities if required by law or regulatory obligations

All service providers are required to maintain the confidentiality and security of your information.

SMS Opt-In Data

We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign. We may share your Personal Data, including your SMS opt-in or consent status, with third parties that help us provide our messaging services, including but not limited to platform providers, phone companies, and any other vendors who assist us in the delivery of text messages.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. Cookies and Tracking Technologies

Our website may use cookies or third-party tools (e.g., Google Analytics) to track visitor behavior and improve the user experience. You can control cookie settings through your browser.

6. Data Security

We implement commercially reasonable safeguards to protect your personal data. While no online platform can guarantee complete security, we regularly monitor and update our systems to mitigate risk.

7. Third-Party Links

Our website may link to third-party websites. We are not responsible for the privacy practices of other websites. We encourage you to read their privacy policies.

8. Your Choices and Rights

You may:

• Request access to or correction of your personal data
• Opt out of marketing communications at any time
• Ask us to delete your information (subject to legal or contractual obligations)

To exercise your rights, please reach out through our Contact page.

9. Updates to This Policy

We may update this Privacy Policy periodically. When we do, we will revise the “Effective Date” above and notify users where appropriate.

10. Contact Us

Collective VFO
Website: https://collectivevfo.com
Contact: https://collectivevfo.com/contact